Memorandum Regarding Change in Insurance Provider



Memorandum Regarding Change in Insurance Provider :




This Memorandum should be typed in the official letter-head of the company.


TO :


FROM :


DATE :


SUBJECT : Change in Insurance Provider


Because of our growing concern about the stability of Fortune Life Insurance Company and the rising costs of coverage, we have made arrangements to place our insurance with a new organization, Benegal Mutual Benefit. You should benefit two ways from this change:


The monthly premiums for the dependents you now carry should be an average of five percent lower and the deductibles will be Rs.12 000 per family rather than the current Rs.20 000.


There will be no requirements for health exams; all who are now covered will be eligible for coverage under this new arrangement.


We will be mailing each of you a brochure those overviews the program and answers most questions about coverage. Of course, as with any change, there will be questions about atypical situations. For those questions or situations not addressed in the brochure, please call Heena Doshi at ext. 3469. She is well-versed in the insurance field and will be happy to talk with you about your unique situation.


Although many organizations around the nation are now asking their employees to share in assuming the cost of health insurance, we are happy to continue to provide this coverage at no cost to you. We care about your peace of mind.


Thank you for you




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