Promissory Note and Disclosure Statement



Promissory Note and Disclosure Statement :



PROMISSORY NOTE AND DISCLOSURE STATEMENT

Federal Truth in Lending Act



FOR VALUE RECEIVED, the undersigned jointly and severally promise to pay to the order of _, the sum of _ [$_] Dollars in [_] consecutive, monthly payments of $_ each, beginning one month from date hereof and thereafter on the same date of each subsequent month until paid in full. Any unpaid balance may be paid at any time without penalty and any unearned finance charges will be refunded based on the Rule of 78's. In the event the undersigned defaults in any payment beyond _ days from the due date, the entire balance may be due at the option of the holder.


1. Proceeds $


2. Other charges [itemize] $


3. Amount financed [1+2] $


4. Total of payments $


5. Annual Percentage Rate %


NOTE :


This is a typical letter. You have to add your company's name with full address. And the receiver's name and full address also should be added in the place allotted for that purpose. Without those primary details no letter carries any significance. So, you are requested to provide all those important details. Failing which the letter will make a wrong impression about your company and you among the receivers of your letters. This is the most unwanted attitude on your side in dealing with the clients who are the most valued assets of any business organisation. If necessary, leave those spaces blank.




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